Personal Financing Through Canara Bank Your Complete Guide to Loans, Savings & Wealth Building Canara Bank • Serving India Since 1906

What We’ll Cover 01 Personal Loans 02 Eligibility, amounts & interest rates 03 Vehicle Loans Housing finance & affordable EMIs 04 Car & two-wheeler financing 05 Savings & FDs Grow your wealth securely Home Loans Education Loans Fund your academic future 06 How to Apply Step-by-step process

Personal Loans ₹50 Lakh 10.90% 60 Months Max Loan Amount Interest Rate (p.a.) Max Tenure Key Features • • • • • No collateral or security required Quick disbursal within 2–3 working days Flexible repayment with ECS/NACH Minimal documentation required Available to salaried & self-employed Eligibility • • • • Age: 21–60 years Min. income: ₹15,000/month Stable employment: 1+ year Good CIBIL score (700+)

Home Loans Canara Home Loan Canara Site Loan Rate: 8.70% Rate: 9.25% Amount: No upper limit Amount: Up to ₹5 Cr Tenure: 30 years Tenure: 15 years Home Improvement Top-Up Home Loan Rate: 9.00% Rate: 9.50% Amount: Up to ₹15 Lakh Amount: Up to ₹5 Lakh Tenure: 15 years Tenure: 10 years ★ Women borrowers get 0.05% concession on interest rate

Vehicle & Education Loans Vehicle Loans Education Loans TypeRateTenure New Car Loan Used Car Loan Two-Wheeler 9.30% p.a. 9.90% p.a. 10.90% p.a. Finance up to 90% of on-road price No foreclosure charges after 12 months India Studies Up to ₹10 Lakh @ 9.70% p.a. Abroad Studies Up to ₹40 Lakh @ 10.20% p.a. Moratorium Course + 1 year (no EMI) Repayment Up to 15 years after moratorium Subsidy Vidya Lakshmi Scheme available Collateral Not required up to ₹7.5 Lakh Up to 7 years Up to 5 years Up to 3 years

Savings & Fixed Deposits Savings Account 2.90% Standard SA interest p.a. Free IMPS, NEFT & RTGS Zero balance options available Recurring Deposit Min. ₹100/month Flexible tenure 1–10 yrs Loan against RD allowed Fixed Deposit 7.25% Up to 7.25% for 1–3 yrs Senior citizens: +0.50% Auto-renewal available 6.75% Tax Saver FD 5-year lock-in period Section 80C deduction Up to ₹1.5 Lakh p.a. 6.50%

How to Apply 1 Choose Product Visit canarabank.in or nearest branch. Select the loan/deposit product that suits your need. 2 Check Eligibility Use the online eligibility calculator or speak with a branch officer to verify your eligibility. 3 Submit Documents ID proof, address proof, income documents (salary slips / ITR), and photographs. 4 Verification Bank verifies documents and conducts CIBIL score check. Field verification if required. 5 Approval & Disbursal Loan sanctioned within 2–7 working days. Amount credited directly to your account.

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